Florida condominium reserve study requirements
A plain-language summary of Florida Statutes § 718.112(2)(g). Last checked October 2026.
- Who it applies to
- Residential condominium associations, for each building three habitable stories or higher. This page covers only that requirement. Other sections apply to homeowners associations and to smaller condominium buildings.
- How often
- A structural integrity reserve study at least every 10 years after the condominium's creation.
- Who can prepare it
- It must be "performed or verified by" a licensed engineer or architect, or a person certified as a reserve specialist or professional reserve analyst.
- What it must contain
- Based on a visual inspection. It covers the roof, structure, fireproofing and fire protection, plumbing, electrical systems, waterproofing and exterior painting, and windows and exterior doors. It must give each item's remaining useful life and cost, and a funding plan that keeps the reserve balance above zero.
Can a board do its own reserve study in Florida?
Outside preparer required
The structural integrity reserve study must be performed or verified by a licensed or certified professional and rests on a visual inspection, so the workbook cannot replace it. A board can use the workbook to model contributions between studies.
Your governing documents may set stricter rules than the statute. Check them too.
The workbook
Reserve Study Kit is an Excel workbook that builds a 30-year reserve funding plan from your component list: every year's balance, percent funded, and the contribution that keeps you above your minimum.
See how it worksSource
Florida Statutes § 718.112(2)(g). Read the statute itself before relying on this summary.